BECU Member Advantage Savings
High-Yield
Account Overview
A savings account designed to help you grow your money with competitive interest rates.
Key Features
- Earn 400.00% APY
- Online and mobile banking access
- 6 withdrawals per month
- FDIC insured deposits
Account Basics
Quick Facts
Fees and Rates
| Fee Type | Amount | Details |
|---|---|---|
| Monthly Maintenance | $0.00 | No monthly fee |
| Paper Statements | $5.00 | Per statement cycle, waived with e-statements |
| ATM Withdrawals | $0 | At bank-owned ATMs. Other ATM fees may apply. |
Additional fees may apply for specialized services such as wire transfers, cashier's checks, and other banking services not listed here.
Features & Benefits
Online Banking
Access your account anytime with secure online banking. View transactions, transfer funds, and pay bills.
Mobile Banking
Bank on the go with our mobile app. Deposit checks, pay bills, and manage your account from your phone.
ATM Access
Access your cash at thousands of ATMs nationwide with no fees at in-network ATMs.
Direct Deposit
Get your paycheck faster and more conveniently with automatic direct deposit.
Account Requirements
Opening Requirements
Eligibility
Available to U.S. citizens and residents with a valid Social Security Number or Tax ID.
Initial Deposit
Minimum opening deposit of $5.00
Identification
Government-issued photo ID required, along with proof of address if different from ID.
Ongoing Requirements
Account Inactivity
Accounts may be subject to inactivity fees if there is no activity for an extended period.
How to Apply
You can open a Member Advantage Savings account through one of these convenient methods:
In Person
Visit any BECU branch location.
Online
Apply through the BECU website.
By Phone
Call the bank's customer service line.
Ready to open a Member Advantage Savings?
Start enjoying the benefits of the BECU Member Advantage Savings today. The application process is quick and straightforward.
Or call BECU customer service for assistance