Berkshire Bank Review

A regional bank in New England and New York.

4.1/5

Customer Satisfaction

1846

Established

$12.00

Total Assets

Featured Products

Checking:
Choice Checking$10.00/month
Savings:
Regular Savings50.00% APY
Credit:
Visa PlatinumNo annual fee
Mortgage:
30 Year Fixed6.60% interest rate
FDIC insured up to $250,000 per depositor (Certificate: 23621)

Fee Rating

3.3/5

Lower is better

FDIC Insured

Yes

Certificate: 23621

Digital Banking

3.8/5

Online & Mobile Experience

Branch Network

100

Physical Locations

Key Features

  • Community focus, mortgage lending.

Bank Information

Routing Number

211871691

Branch Hours

{"Mon-Fri": "8:30-16:30"}

Customer Service

1-800-XXX-XXXX

M-F 8-6

Headquarters

Pittsfield, MA

Years in Business

179 years (Est. 1846)

Login Information

Online Banking Login

Access Online Banking

Mobile Banking

Berkshire Mobile

Password Requirements

8-20 characters, letters, numbers

Two-Factor Authentication

SMS code, Email code

Forgot Password

Reset Password

Security Features

SSL encryption, multi-factor authentication

Login Instructions

Input username and password; verify via SMS or email.

Login Help

Call customer service: 1-800-XXX-XXXX

Hours: M-F 8-6

Accounts & Products

Checking

Choice Checking

Monthly Fee

$10

Minimum Balance

$1000

Card Type

$Debit

Minimum Deposit

$50

Overdraft Fee

$35

ATM Fee

$2.5

Mobile Banking
Mobile Deposit
Direct Deposit
View Details

Savings

Regular Savings

APY

$50.00%

Annual Earnings

$50.00

Compounds

$Quarterly

Minimum Balance

$300

Monthly Fee

$4

Withdrawal Limit

$6/month

Online Banking
Mobile Banking
Automatic Transfers
View Details

Credit Card

Visa Platinum

Annual Fee

$0

Card Type

$Low Interest

APR Range

$15.99% - 25.99%

Network

$Visa

0% Intro APR for 6 months
View Details

Mortgage

30 Year Fixed

Interest Rate

$6.6%

APR

$6.75%

Term

$30 Years

Min Down Payment

$5%

Min Loan Amount

$50,000

Max Loan Amount

$1,000,000

First-Time Homebuyer Program
View Details

Digital Banking Experience

Mobile App Rating

4.0/5

Very Good mobile experience

Online Banking

3.8/5

Good online experience

Customer Service

4.2/5

Very Good customer support

Digital Features

Online bill pay
Mobile check deposit
Person-to-person payments
Account alerts and notifications
Mobile wallet compatibility
Secure messaging

Ready to Start Banking with Berkshire Bank?

Visit their website to explore account options and start your application