Berkshire Bank Visa Platinum
Credit Card
Card Overview
The Visa Platinum credit card from Berkshire Bank offers competitive features and rewards.
Key Features
- Credit card with fraud protection
- Online account management
- Mobile app access
Card Basics
Quick Facts
Rates & Fees
| Rate Type | APR | Details |
|---|---|---|
| Purchase APR | 15.99% - 25.99% | Variable based on creditworthiness |
| Introductory APR | 0.00% | For 6 months |
| Cash Advance APR | 27.99% | Higher rate applies to cash advances |
| Penalty APR | Up to 30.99% | May apply if you miss payments |
About APR
APR (Annual Percentage Rate) reflects the yearly interest rate you'll be charged if you carry a balance on your card. Variable APRs may change with the market based on the Prime Rate. Rates, fees, and terms are subject to change.
Features & Benefits
Card Benefits
Enjoy credit card rewards, cash back, and exclusive perks with your card.
Rewards Program
Earn rewards on everyday purchases with your card.
Fraud Protection
Your card comes with built-in fraud monitoring and zero liability protection.
Digital Wallet
Add your card to Apple Pay, Google Pay, or Samsung Pay for contactless payments.
Card Requirements & Application
Eligibility Requirements
Basic Requirements
Must be at least 18 years of age and a U.S. resident with a valid Social Security Number.
Credit Score
Recommended credit score: Good
Income Requirements
Stable income and ability to make monthly payments. Income verification may be required.
Card Benefits
Introductory APR
0% intro APR for 6 months on purchases and/or balance transfers.
Travel Benefits
Zero liability
How to Apply
You can apply for the Visa Platinum card through one of these convenient methods:
In Person
Visit any Berkshire Bank branch location.
Online
Apply through the Berkshire Bank website.
By Phone
Call the bank's customer service line.
Ready to open a Visa Platinum?
Start enjoying the benefits of the Berkshire Bank Visa Platinum today. The application process is quick and straightforward.
Or call Berkshire Bank customer service for assistance