BMO Harris Bank Review
A major bank in the Midwest, part of BMO Financial Group.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Smart Advantage Checking | $10.00/month |
Savings: | Statement Savings | 30.00% APY |
Credit: | Elite Mastercard | 1% cash back |
Mortgage: | 15 Year Fixed | 6.00% interest rate |
Fee Rating
3.2/5
Lower is better
FDIC Insured
Yes
Certificate: 16571
Digital Banking
4.2/5
Online & Mobile Experience
Branch Network
500
Physical Locations
Key Features
- Wide product range, commercial banking.
Bank Information
Routing Number
071025661
Branch Hours
{"Mon-Fri": "9:00-17:00", "Sat": "9:00-12:00"}
Customer Service
1-888-XXX-XXXX
24/7
Headquarters
Chicago, IL
Years in Business
143 years (Est. 1882)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8-20 characters, letters, numbers, special character
Two-Factor Authentication
SMS code, Email code, Biometric
Forgot Password
Reset PasswordSecurity Features
Multi-factor authentication, SSL encryption, biometric login
Login Instructions
Log in with credentials; use two-factor authentication if enabled.
Login Help
Call customer service: 1-888-XXX-XXXX
Hours: 24/7
Products & Services
Accounts & Products
Checking
Smart Advantage Checking
Monthly Fee
$10
Minimum Balance
$1500
Card Type
$Debit
Minimum Deposit
$100
Overdraft Fee
$36
ATM Fee
$3
Savings
Statement Savings
APY
$30.00%
Annual Earnings
$30.00
Compounds
$Monthly
Minimum Balance
$500
Monthly Fee
$5
Withdrawal Limit
$6/month
Credit Card
Elite Mastercard
Annual Fee
$0
Cash Back
$1%
APR Range
$15.99% - 25.99%
Network
$Mastercard
Mortgage
15 Year Fixed
Interest Rate
$6%
APR
$6.15%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$75,000
Max Loan Amount
$750,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with BMO Harris Bank?
Visit their website to explore account options and start your application