BMO Harris Bank Credit Cards

Compare all credit cards offered by BMO Harris Bank to find the best rewards and benefits for your lifestyle.

Back to BMO Harris Bank Overview

Card Selection

BMO Harris Bank offers 1 credit cards across 1 different categories.

Reward Options

Choose from cash back, travel rewards, and points programs to match your spending habits.

Special Offers

Many cards feature sign-up bonuses, introductory APR offers, and exclusive benefits.

Rewards Cards

Elite Mastercard

Mastercard
Rewards Card

Annual Fee

No Annual Fee

APR

15.99% - 25.99%

Special Offer

0% Intro APR for 12 months

Rewards

1% Cash Back

1.5x Points per $1 spent

Travel, dining

Sign-up Bonus

10,000 points

Spend $2,000 in 90 days

Foreign Transaction Fee

3%

Recommended Credit

Excellent

No Annual Fee
0% Intro APR for 12 months

Credit Card Selection Tips

Finding the Right Card

  • • Choose rewards that match your spending patterns
  • • Consider annual fees vs. benefits you'll actually use
  • • Compare interest rates if you might carry a balance
  • • Look for sign-up bonuses that are achievable for you
  • • Check for foreign transaction fees if you travel internationally

Using Credit Cards Wisely

  • • Always pay your balance in full each month when possible
  • • Set up automatic payments to avoid late fees
  • • Monitor your credit utilization ratio (keep it under 30%)
  • • Regularly review statements for unauthorized charges
  • • Consider how new cards might impact your credit score

Ready to Apply?

Visit the BMO Harris Bank website to apply for a credit card that matches your needs and lifestyle.

Visit BMO Harris Bank Website