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Citizens Bank Savings Accounts

Compare all savings accounts offered by Citizens Bank to find the best rate for your money.

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About Citizens Bank Savings

Citizens Bank offers 1 savings accounts with competitive interest rates and flexible terms.

Highest APY

0.10% on the One Deposit Savings

Security

FDIC insured deposits up to $250,000 per depositor.

One Deposit Savings

Regular

APY

0.10%

Compounds monthly

Annual Earnings

$10

on $10,000 balance

Minimum Deposit

No minimum

Minimum Balance

No minimum

Monthly Fee

$5

Can be waived: One deposit per month

Withdrawal Limit

6/month ($5 fee after)

ATM Access
No Minimum Balance

Special Features

Goal-setting tools

Savings Account Tips

Finding the Best Savings Account

  • • Look for accounts with the highest APY for your deposit amount
  • • Consider accounts with no monthly maintenance fees
  • • Check minimum balance requirements to avoid fees
  • • Understand withdrawal limits and fees
  • • Verify if interest rates are fixed or variable

Maximizing Your Savings

  • • Set up automatic deposits from your checking account
  • • Maintain the minimum balance to avoid fees
  • • Consider laddering multiple accounts for different goals
  • • Review and compare rates annually
  • • Use online and mobile banking to track your progress

Ready to Start Saving?

Visit the Citizens Bank website to open a savings account and start earning interest on your deposits.

Visit Citizens Bank Website