EECU (Credit Union) Review
Educational Employees Credit Union is a not‑for‑profit cooperative serving Southern California educators with free checking, low‑fee loans, and financial education.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | EECU Free Checking | No monthly fee |
Savings: | EECU Savings | 15.00% APY |
Credit: | EECU Visa Platinum | 1% cash back |
Mortgage: | 15-Year Fixed | 3.13% interest rate |
Fee Rating
3.0/5
Lower is better
FDIC Insured
Yes
Certificate: 67089
Digital Banking
4.3/5
Online & Mobile Experience
Branch Network
12
Physical Locations
Key Features
- No‑fee checking; High customer satisfaction; Financial literacy programs.
Bank Information
Routing Number
322274802
SWIFT Code
ECECUS33
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-877-3328
Mon–Fri 8am–6pm PT
Headquarters
San Diego, CA, USA
Years in Business
75 years (Est. 1950)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
6–12 chars; numeric only
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
256‑bit SSL; auto‑logout
Login Instructions
Select Login → enter Member # & password → verify code
Login Help
Call customer service: 1-800-877-3328
Hours: Mon–Fri 8am–6pm PT
Products & Services
Accounts & Products
Checking
EECU Free Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$25
ATM Fee
$1.5
Savings
EECU Savings
APY
$15.00%
Annual Earnings
$15.00
Compounds
$Monthly
Minimum Balance
$50
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
EECU Visa Platinum
Annual Fee
$0
Cash Back
$1%
APR Range
$13.99% - 19.99%
Network
$Visa
Mortgage
15-Year Fixed
Interest Rate
$3.125%
APR
$3.25%
Term
$15 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$400,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with EECU (Credit Union)?
Visit their website to explore account options and start your application