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EECU (Credit Union) Mortgage Products

Compare all mortgage products offered by EECU (Credit Union) to find the right home loan.

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Mortgage Options

EECU (Credit Union) offers 1 different mortgage products to fit various home buying needs.

Current Rates

Starting at 3.125% for fixed-rate mortgages

Rate Disclosure

Rates shown are subject to change. Last updated: 3/15/2025

Special Programs Mortgages

15-Year Fixed
15 Years

Interest Rate

3.125%

APR

3.250%

Estimated Monthly Payment

$2,090

Based on a $300,000 loan

Down Payment

Min 5%

Loan Amount

$50,000 - $400,000

Origination Fee:0.5%

PMI Required:No

Min Credit Score:620

First-Time Homebuyer

First-time buyer assistance

View Details

Estimate Your Monthly Payments

Use our mortgage calculator to estimate your monthly mortgage payments based on home price, down payment, interest rate, and loan term.

Try Our Mortgage Calculator

Mortgage Selection Tips

Finding the Right Mortgage

• Compare APRs, not just interest rates
• Consider how long you plan to stay in the home
• Factor in all costs including origination fees
• Check requirements for down payment and credit score
• Look into first-time homebuyer programs if applicable

Preparing for Your Application

• Check and improve your credit score beforehand
• Save for a down payment of at least 20% to avoid PMI
• Gather documentation: tax returns, bank statements, pay stubs
• Get pre-approved before house hunting
• Avoid major purchases or new credit before closing

Ready to Apply?

Visit the EECU (Credit Union) website to start your mortgage application or speak with a loan officer.

Visit EECU (Credit Union) Website