Suncoast Credit Union Review
Suncoast CU offers financial services to West Central Floridians with a focus on member benefits and low fees.
Customer Satisfaction
Established
Total Assets
Featured Products
Checking: | Suncoast Free Checking | No monthly fee |
Savings: | Suncoast Savings | 30.00% APY |
Credit: | Suncoast Cash Back MasterCard | 1.5% cash back |
Mortgage: | 30-Year Fixed | 3.90% interest rate |
Fee Rating
3.0/5
Lower is better
FDIC Insured
No
Digital Banking
4.2/5
Online & Mobile Experience
Branch Network
50
Physical Locations
Key Features
- High satisfaction; low fees.
Bank Information
Routing Number
263082162
SWIFT Code
SCFCUS44
Branch Hours
Mon-Fri: 9am-5pm, Sat: 9am-12pm, Sun: Closed
Customer Service
1-800-999-5887
Mon–Fri 8am–5pm ET
Headquarters
Tampa, FL, USA
Years in Business
91 years (Est. 1934)
Login Information
Online Banking Login
Access Online Banking
Password Requirements
8–20 chars
Two-Factor Authentication
SMS
Forgot Password
Reset PasswordSecurity Features
SSL; session timeout
Login Instructions
Enter member # & password → verify
Login Help
Call customer service: 1-800-999-5887
Hours: Mon–Fri 8am–5pm ET
Products & Services
Accounts & Products
Checking
Suncoast Free Checking
Monthly Fee
$0
Minimum Balance
$0
Card Type
$Debit
Minimum Deposit
$25
Overdraft Fee
$25
ATM Fee
$1.5
Savings
Suncoast Savings
APY
$30.00%
Annual Earnings
$30.00
Compounds
$Daily
Minimum Balance
$500
Monthly Fee
$0
Withdrawal Limit
$6/month
Credit Card
Suncoast Cash Back MasterCard
Annual Fee
$0
Cash Back
$1.5%
APR Range
$14.29% - 24.29%
Network
$Mastercard
Mortgage
30-Year Fixed
Interest Rate
$3.9%
APR
$4.025%
Term
$30 Years
Min Down Payment
$5%
Min Loan Amount
$50,000
Max Loan Amount
$700,000
Digital Banking Experience
Mobile App Rating
Very Good mobile experience
Online Banking
Very Good online experience
Customer Service
Very Good customer support
Digital Features
Ready to Start Banking with Suncoast Credit Union?
Visit their website to explore account options and start your application