Suncoast Credit Union Mortgage Products
Compare all mortgage products offered by Suncoast Credit Union to find the right home loan.
Mortgage Options
Suncoast Credit Union offers 1 different mortgage products to fit various home buying needs.
Current Rates
Starting at 3.900% for fixed-rate mortgages
Rate Disclosure
Rates shown are subject to change. Last updated: 4/1/2025
Special Programs Mortgages
30-Year Fixed30 Years
Interest Rate
3.900%
APR
4.025%
Estimated Monthly Payment
$1,415
Based on a $300,000 loan
Down Payment
Min 5%
Loan Amount
$50,000 - $700,000
Origination Fee:0.75%
PMI Required:Yes
Min Credit Score:670
First-Time Homebuyer
Military Program
Estimate Your Monthly Payments
Use our mortgage calculator to estimate your monthly mortgage payments based on home price, down payment, interest rate, and loan term.
Try Our Mortgage CalculatorMortgage Selection Tips
Finding the Right Mortgage
- • Compare APRs, not just interest rates
- • Consider how long you plan to stay in the home
- • Factor in all costs including origination fees
- • Check requirements for down payment and credit score
- • Look into first-time homebuyer programs if applicable
Preparing for Your Application
- • Check and improve your credit score beforehand
- • Save for a down payment of at least 20% to avoid PMI
- • Gather documentation: tax returns, bank statements, pay stubs
- • Get pre-approved before house hunting
- • Avoid major purchases or new credit before closing
Ready to Apply?
Visit the Suncoast Credit Union website to start your mortgage application or speak with a loan officer.
Visit Suncoast Credit Union Website