Chase vs PNC Bank
Total Assets
$3.4 billion
Chase
$460.0 million
PNC Bank
Digital Banking
4.7/5
Chase
4.1/5
PNC Bank
Customer Service
4.2/5
Chase
4.0/5
PNC Bank
Best Savings Rate
0.01%
Chase
0.25%
PNC Bank
Detailed Comparison
Checking Account Comparison
Chase Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| Total Checking | $12 | $1,500 | $34 |
PNC Bank Checking Accounts
| Account | Monthly Fee | Min Balance | Overdraft Fee |
|---|---|---|---|
| PNC Simple Checking | $7 | $500 | $36 |
Savings Account Comparison
Chase Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| Chase Savings | 0.01% | Regular | $5 |
PNC Bank Savings Accounts
| Account | APY | Type | Monthly Fee |
|---|---|---|---|
| PNC Savings | 0.25% | Savings | $5 |
APY Comparison
Annual Percentage Yield (APY) shows the effective annual yield accounting for compound interest. Higher APY means more earnings on your deposits. Rates are accurate as of 4/24/2025 and may change based on market conditions.
Credit Card Comparison
Chase Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| Sapphire Preferred Rewards | $95 | 17.99% - 26.99% | N/A 60,000 points |
PNC Bank Credit Cards
| Card | Annual Fee | APR Range | Rewards |
|---|---|---|---|
| PNC Points Visa Rewards | No annual fee | 14.99% - 24.99% | 1% cashback |
Mortgage Comparison
Chase Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30 Year Fixed | 6.30% | 6.45% | 30 years |
PNC Bank Mortgage Products
| Mortgage Type | Interest Rate | APR | Term |
|---|---|---|---|
| 30-Year Fixed | 4.25% | 4.38% | 30 years |
Rate Information
Mortgage rates are subject to change based on market conditions and individual financial profiles. APR includes the interest rate plus other costs such as origination fees, discount points, and other closing costs. Contact each lender for personalized quotes based on your specific situation.
Strengths and Weaknesses
Chase
Strengths
- High customer satisfaction rating
- Excellent digital banking experience
- Superior customer service
- Larger branch network
- More ATM locations
- More competitive fee structure
Weaknesses
- Lower savings account rates
PNC Bank
Strengths
- Excellent digital banking experience
- Higher savings account rates
Weaknesses
- Smaller branch network
- Fewer ATM locations
Which Bank is Right for You?
Choosing between Chase and PNC Bank depends on your specific banking needs and preferences. Here's a quick guide to help you decide:
Choose Chase if you value:
- Higher overall customer satisfaction
- Better digital banking experience
- Lower fees and account costs
- Access to more physical branch locations
- Wider ATM network
- More responsive customer service
Choose PNC Bank if you value:
- Higher interest rates on savings
Customer Profile Considerations
Chase might be better for:
- • Customers who prefer in-person banking
- • Fee-conscious customers
- • Tech-savvy customers
PNC Bank might be better for:
- • Savers looking for higher yields
- • Tech-savvy customers
Ready to Open an Account?
Compare specific account options from these banks
Rate Comparison Tools
Use our comparison calculators to see which bank offers better returns on your deposits or lower costs on loans.
Compare RatesRead User Reviews
See what actual customers are saying about their experiences with these banks.