Citizens Bank Cash Back Plus
Credit Card
Card Overview
The Cash Back Plus credit card from Citizens Bank offers competitive features and rewards.
Key Features
- Credit card with fraud protection
- Online account management
- Mobile app access
- 1.8% cash back on purchases
- Rewards in categories: All purchases
- Sign-up bonus: $150 cash back
Card Basics
Quick Facts
Annual Fee
No Annual Fee
Cash Back Rate
1.8%
Intro APR Offer
0% for 12 months
Sign-up Bonus
$150 cash back
Spend $500 in 3 months
Rates & Fees
| Rate Type | APR | Details |
|---|---|---|
| Purchase APR | 16.99% - 26.99% | Variable based on creditworthiness |
| Introductory APR | 0.00% | For 12 months |
| Cash Advance APR | 28.99% | Higher rate applies to cash advances |
| Penalty APR | Up to 31.99% | May apply if you miss payments |
About APR
APR (Annual Percentage Rate) reflects the yearly interest rate you'll be charged if you carry a balance on your card. Variable APRs may change with the market based on the Prime Rate. Rates, fees, and terms are subject to change.
Features & Benefits
Card Benefits
Enjoy credit card rewards, cash back, and exclusive perks with your card.
Rewards Program
Earn 1.8% cash back on eligible purchases.
Fraud Protection
Your card comes with built-in fraud monitoring and zero liability protection.
Digital Wallet
Add your card to Apple Pay, Google Pay, or Samsung Pay for contactless payments.
Card Requirements & Application
Eligibility Requirements
Basic Requirements
Must be at least 18 years of age and a U.S. resident with a valid Social Security Number.
Credit Score
Recommended credit score: Good
Income Requirements
Stable income and ability to make monthly payments. Income verification may be required.
Card Benefits
Cash Back Rewards
Earn 1.8% cash back on purchases. Higher rates in categories: All purchases.
Introductory APR
0% intro APR for 12 months on purchases and/or balance transfers.
How to Apply
You can apply for the Cash Back Plus card through one of these convenient methods:
In Person
Visit any Citizens Bank branch location.
Online
Apply through the Citizens Bank website.
By Phone
Call the bank's customer service line.
Ready to open a Cash Back Plus?
Start enjoying the benefits of the Citizens Bank Cash Back Plus today. The application process is quick and straightforward.
Or call Citizens Bank customer service for assistance